Equal, exact, percent, or shares — with multiple payers on the same expense. Snap a receipt to skip typing, and let Fable simplify a tangle of group debts into the fewest payments needed to settle up.
Everyone’s selected with an equal share by default — refine only when life gets weird.
Mark several payers on the same expense — the maths still comes out right.
On-device OCR reads a bill or a UPI screenshot straight into a split, line by line.
Fable collapses a tangle of who-owes-whom into the fewest payments that settle everyone.
Open the split sheet from the chat composer in any group. Everyone starts selected with an equal share; deselect someone, or switch to Exact, Percent, or Shares when the split isn’t even. Multiple people can be marked as payers on the same expense.
Yes. On-device OCR turns a photo of a receipt or a UPI payment screenshot into a split automatically — line items, quantities, and amounts — with cloud AI as a fallback for messy scans. Nothing is typed in by hand.
When a group has been splitting bills back and forth for days, the number of individual debts balloons — seven separate IOUs between four people is common. Fable collapses that web into the fewest payments that settle everyone up, so nobody sends money more than once.
Fable is not a payment processor. It shows the other person’s UPI ID to copy or a QR code with the amount pre-filled — you pay through your own UPI app, then mark it paid in Fable so the record stays straight.
Splitting is one part of Fable — see the full walkthrough, the Trip Collage, or email us to join.